Should I Purchase Travel Insurance, Travel Tips

This is one of those age-old questions with no definitive answer. It’s estimated that 30 per of Americans ase , ich is a drastic increase since 9/11, en less than 10 per of elers were insured.

If you’re flying on a $150 ticket to see Aunt Irma in Wisconsin, you probably don’t need . But on a trip such as yours, can come in handy if something unexpectedly disrupts your trip. Your first step is to compare the cost of the trip versus the cost of the policy.

The most common situations en comes in handy are:

Your flight is canceled

Your and wallet are stolen

You require medical treatment ile abroad

You need to cancel your trip due to illness

An unexpected hurricane hits your destination

Your airline/cruise line/tour company go rupt

Reasons NOT to ase are:

You’re afraid of terrorism

A hurricane is going to hit your destination (this applies if the storm has already been named by the National Weather Seice)

Your pet is ill

Your flight is delayed for so long that you want to cancel

One major caveat: Never ase from the same tour operator or cruise line with ich you’re eling. If that company goes out of business, there may not be money to cover your claim. Use a third-party provider (that includes s).

Also, don’t forget about . Even if you are covered for basic emergency care overseas, in almost all cases, your current health insurance does NOT cover you to evacuate you and fly you back to the U.S. Something called “Medical Evacuation and Repatriation” insurance comes in handy here. You pay a yearly fee, and if you get sick or injured overseas, the policy will get you treated, stabilized and flown back to the U.S. to the hospital of your choice, not theirs. There are a number of d companies that provide this type of plan, such as MedJet Assist.


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