Insuring Your Overseas Home

The number of UK residents how now have overseas homes is steadily on the increase. In some cases these overseas homes are for holiday purposes, such as with in, in er cases they’re bought for the purpose of spending at least part of the time of the owner’s retirement, such as with Cyprus. Either way, more often than not the British owner of the home would prefer not to have the overseas home insured by an offshore provider, but rather by an provider .

So, if you have an overseas home and would like a UK home company to provide you with , what can you expect to get,

Home Contents and Home Buildings

A number of providers of overseas home policies have merged the home contents and home policies to be an amalgamated overseas home policy. This mega policy should cover you for b s.

Public Liability

Should be a must, especially if you are considering renting the overseas home out for the part of the year that you are not there.

Lost Earnings

If you think that renting your overseas home about is going to be a major spinner for you, you may well want to consider insuring yourself inst any lost earnings. Basically, this will reimburse you if your holiday tenants suddenly have to cancel.


As with mainland UK home policies, you need to make sure you are protected inst theft. All the usual s about invoicing your sion needs to be taken into consideration with your holiday home. Also, you need to check the excess deductibles carefully, as in most cases this can range from 50 – 200

Natural Disasters

As recent natural disaster such as the hurricanes, tsunami, and earth quakes have shown, certain geographical regions outside of the UK are more prone to natural disasters than the UK itself is. Consequently, you should make sure that your overseas home is adequately insured inst this .

for your overseas home can be arranged cheaply over the internet, or else you can arrange to have the provider by a specialist overseas home company in your area. Do keep in mind that as this is ively your second home, your home premiums will be marginally higher than you may normally be expected to pay with the home you live in, especially if you are using the home in any way to generate income.

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