Tag: Led

Travel Tours And Insurance Needs

There are a lot of people who will not travel until they get travel insurance. You may hear all the warnings that the travel agents try to show caution towards, but you will also find that you are going to be spending a lot of money and you will like to know that your investment is going to be protected.

You will first find that there maybe an unexpected problem. You will find that there are some things that could go wrong and you will want to make sure that you can get your money back. The travel insurance was created so that you can save yourself some hassle when it comes to cancellations for certain things. You may find that right before you travel you may end up becoming very ill or you may end up having to deal with something like a death in the family. There is so much that could go wrong and you would want to make sure that you get the insurance so when the unexpected happens, you are prepared for it.

For those who are traveling overseas or to other countries, you may want to look into an insurance plan that will cover you in that foreign country. You will want to see what it covers, because what you have now usually will not give you medical since many plans are not accepted in other countries. In these situations you need to have medical when you are put into an emergency. You will want to make sure that you are covered away from home. You need to make sure that you can be covered in any situation.

With the out break of terrorism, you may find that there are flights that can be booked, but it could be canceled anytime. You will fin that there are some countries that are prone to cancel and you will want to take inconsideration that there are unpredictable events in the world that could affect your trip.

Even though there are a number of reasons why you may have a closing of the airline, you will want to take inconsideration the weather conditions. You may also have to deal with something that will not be rescheduled and refunds will not be given. It is times like these that you will use the insurance to get your money back.

One of the most popular things is losing your luggage. You will find that missing a luggage is always the case if you do not carry on. This means that you will want to take the insurance out if you know the stats of the number of things that get lost in the luggage area. You will also find that there are going to be items that may be lost or stolen and the insurance will cover that as well. This is one of the reasons why you need the insurance to fly. You may pack some valuable things in your bag and when you land, have none of it. The insurance will help you to cut your costs.

Top

Should I Purchase Travel Insurance, Travel Tips

This is one of those age-old questions with no definitive answer. It’s estimated that 30 percent of Americans purchase travel insurance, which is a drastic increase since 9/11, when less than 10 percent of travelers were insured.

If you’re flying on a $150 ticket to see Aunt Irma in Wisconsin, you probably don’t need travel insurance. But on a trip such as yours, travel insurance can come in handy if something unexpectedly disrupts your trip. Your first step is to compare the cost of the trip versus the cost of the policy.

The most common situations when travel insurance comes in handy are:

Your flight is canceled

Your passport and wallet are stolen

You require medical treatment while abroad

You need to cancel your trip due to illness

An unexpected hurricane hits your destination

Your airline/cruise line/tour company go bankrupt

Reasons NOT to purchase travel insurance are:

You’re afraid of terrorism

A hurricane is going to hit your destination (this applies if the storm has already been named by the National Weather Service)

Your pet is ill

Your flight is delayed for so long that you want to cancel

One major caveat: Never purchase travel insurance from the same tour operator or cruise line with which you’re traveling. If that company goes out of business, there may not be money to cover your claim. Use a third-party provider (that includes travel agents).

Also, don’t forget about medical insurance. Even if you are covered for basic emergency care overseas, in almost all cases, your current health insurance does NOT cover you to evacuate you and fly you back to the U.S. Something called “Medical Evacuation and Repatriation” insurance comes in handy here. You pay a yearly fee, and if you get sick or injured overseas, the policy will get you treated, stabilized and flown back to the U.S. to the hospital of your choice, not theirs. There are a number of good companies that provide this type of plan, such as MedJet Assist.

Top

What is a Travel Nurse,

What is a Travel Nurse,

A travel nurse is a licensed nurse who typically works in a hospital for a few months at a time before moving onto a different hospital in a different part of the country.

Hospitals like to hire travel nurses and other traveling health professionals for a variety of reasons. Travel nurses can bring a variety of experience and knowledge that a hospital can benefit from. Lots of times, a travel nurse can act as a mentor for other nurses that have just completed their training and are not yet comfortable and/or confident with their new professional status. Medical facility’s that have just opened will often hire the services of a travel nurse until they are up and running smoothly. The new, inexperienced staff will be able to benefit from the travel nurse’s previous work experience. Most travel nurses enjoy the experience of traveling, meeting and working with new co-workers, and hope to gain a well rounded work experience that will serve them when they settle on working full time at a specific medical facility. Many travel nurses claim that the experience allows them to develop a better understanding of their chosen specialty. These same travel nurses also claim that their unique work experiences have helped reintroduce them to patient focused nursing.

Before they start working at a new hospital, a travel nurse has already established an agreement with the hospital. This agreement states what salary the nurse will be making while she is working for the hospital. Before traveling to the new hospital the nurse knows how much of their travel expenses will be paid for. They also know where they will be living while they are working at the medical facility.

Travel nurses generally enjoy a more lucrative salary then they would receive if they worked in a single location. The salary the travel nurse earns is generally based on the location they are working; typically a travel nurse will not earn as much working in a hospital in a rural community as they will earn working in a large inner city hospital. Some nurses prefer travel nursing to nursing in a single medical facility because they enjoy the opportunity to see the world and other cultures. Working in a constantly changing location challenges a travel nurses knowledge and talents. The skills that travel nurse develop on their journeys are skills that they will be able to utilized when they settle on a home base.

Travel nurses find employment through a travel nursing service. This service pairs nurses with medical facilities that are seeking a travel nurse. The travel nursing service typically has a long and happy relationship with hospitals, medical facilities, and medical professionals. The nursing service helps reach agreements between the medical facility’s and the travel nurse. The travel nursing service will also be able to help the travel nurse make sure that they have the proper licensing to work in the state they are about to be going to.

Before a nurse can become a travel nurse there are a few professional criteria that they must complete first.

Top
%d