Tag: serious injury

Preparing your Vehicle for Holiday Travel

No one wants to have their holiday travel plans ruined due to their vehicle breaking down, so make sure you give it plenty of attention before hand. Complete a thorough check of all the routine items on your vehicle. The oil should be changed and you will want to check all the fluids including the transmission fluid, windshield wiper fluid, and brake fluid.

Dont wait until something breaks on your vehicle to replace it, especially when you are traveling for the holidays. Carefully inspect all of the hoses for signs of wear as you never know when they will end up breaking. If you havent used your windshield wipers for a while make sure they are in good condition.

Have someone stand behind your vehicle so you can make sure both of your turn signals work as well as your break lights. Replace any bulbs that are burned out or seem to be dim. Do the same for your headlights on both low beams and high beams. This will ensure other vehicles are able to see you coming and know when you are planning to stop or to turn. It is a good idea to carry fuses in your glove box so that you can replace any that may burn out during your travel for the holidays.

Your tires are very important when you are traveling for the holidays. Check the wear patterns on the tread to make sure they are in good shape. Of the two front tires are wearing unevenly you may need to have your vehicle aligned. You may find it is time to rotate the tires on your vehicle as well. This involves moving the front ones to the back and the back ones to the front.

Depending on the time of year when you travel for the holidays, you may experience bad weather. Make sure you have a survival kit in your car that includes tire changes which many end up being mandatory to drive on the roads in some areas. You also want this survival kit to include a flashlight with fresh batteries, flares, food, water, a first aid kit, blankets, a car jack, and a gas can.

It is a good idea to make sure you have a cell phone will you as well. Most models come with a battery charger that plugs right into your cigarette lighter so you dont have to worry about the battery running low while you are traveling for the holidays. If you dont want to get caught up in a lengthy cell phone contract, look for those offered at retail stores. They are inexpensive and they work well. However, you buy the amount of minutes you want for the phone in advance. When the minutes run out you can choose to buy more or simple get rid of the phone.

It is never a good idea to be in a vehicle without seatbelts for all passengers. However, some states dont require the use of a seatbelt so people dont pay attention to them working or not. If you are traveling out of state for the holidays you may be going through those that do require them and you need to be prepared.

Accidents can still happen even when you have properly prepared your vehicle for holiday travel. Seatbelts and car seats offer you a way to reduce the chances of serious injury if such an event does take place. In your glove box you should have a disposable camera so you can take pictures of the accident scene for your insurance company. Make sure you have a pen and paper handy as well so you can exchange insurance and personal information with the other party involved.

Thousands of people choose to travel for the holidays using their own personal vehicle. Doing your very best to make sure your vehicle is in excellent working condition will help you to arrive at your destination safely.

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Travel Arrangements and Insurance

There are many different types of traveller. There are business men and women who are flying from one city to another for brief meetings, then there are families taking a two week holiday to the sun with young children, then there are students or gap year travellers who will be backpacking around exotic locations on extremely low budgets. There are really about as many different types of traveller as there are different types of person.

There are many different approaches you can take to booking your travel arrangements. Your main priority may be convenience, for example if you have a meeting near the airport you will need airport accommodation and little else, however, if you are travelling for pleasure, you are likely to have far less restrictions and will be willing to consider all types of arrangements. You can have these arranged for you by a travel agent or you could do it for yourself online. Or alternatively, you may wish to simply travel to a city or country with absolutely no plans and just see what happens when you get there.

On of the things you should always travel with is proper health and travel insurance. Obviously your requirements will again vary depending on what kind of travel you are undertaking. If you are travelling for business, full travel insurance that will provide you with alternative flights if yours is cancelled or delayed will be important. For most holiday travellers, this may not be quite as important. If you are travelling with children you may wish to consider it, but otherwise you may be quite flexible and tolerant if delays do occur. But you may be more worried about your luggage and belongings and wish to have good coverage for loss or damage to your property. All these options are available today with the various travel insurance companies that are operating in the market.

Generally speaking, you will always need health insurance when you travel. You cannot afford to take the risk that an accident or serious injury occurs and you do not have proper coverage. There are many parts of the word where free national health insurance is not provided and if you do require medical treatment, it will only be provided if you can pay for it. Particularly if you are travelling with children, you should always arrange adequate travel insurance with medical coverage. This is simply a risk that you do not want to be bearing yourself especially when the cost of travel insurance is so affordable.

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Travel Insurance FAQ

Travel Insurance is an essential part of any trip and is something that should not be put aside. Most soon-to-be travelers usually have heard about travel insurance, but might not know the specific reasons why they need travel insurance. This is an important article about frequently asked questions for travel insurance. This article also provides a link for further reading about travel insurance.

What is travel insurance protection,

Travel insurance is a type of insurance that covers you financial for any losses or illness that may unfortunate occur while you is on your trip. Travel insurance can be bought for international or national (within your country) trips.

Why should I buy travel insurance,

Since travel insurance protects you while traveling, this will help and provide the necessary protection you will need in the occurrence of a unfortunate event. Any individual traveling anywhere without travel insurance will be in a dangerous situation if an accident occur.

What is the coverage for travel insurance,

Travel insurance should provide coverage for medical cost, transportation to a medical facility, and reimburse you for certain or some nonrefundable costs due to a interrupted trip, and financial loss of funds.

How much does travel insurance cost,

How much the cost of your travel insurance will be depends on your insurance company provider and their policy. The cost of travel insurance usually will range up to 12 percent of the cost of your vacation/trip.

Is travel insurance really important and how many people actually get paid for their claims,

Travel insurance is highly recommended, there are usually about 10% of people who file claims. Sometimes some travelers make have taken a overly expensive trip that they would have to pay out of their own money if they have not bought travel insurance.

What is the medical care coverage,

When there is a case of illness or serious injury, medical transportation to an appropriate medical facility, and medical treatment will be covered. You should also have coverage for if it is deem necessary to bring you back home.

Does travel insurance cover business trips,

This will depend on the insurance company. Most insurance companies will provide travel insurance for a business trip, but the coverage may be separate from the standard coverage.

How long will travel insurance provide coverage for me,

You can often buy travel insurance starting from as little as two weeks, up to a year. Different insurance companies may vary with their service of coverage.

When is the best time to buy travel insurance coverage,

The best time to buy travel insurance is as soon as possible before you go on your trip or vacation. You want your travel insurance active during your whole trip.

What will happen if my money is lost or stolen,

If you can not receive traveler checks replacements many insurance companies provide a service where a travel agent can arrange a money transfer or traveler check for you to receive. You will have to ask more about this to your travel insurance provider.

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